How To Cancel Brigit Plus Membership

Okay, so picture this: I’m scrolling through my bank statement (because adulting is fun, right?), and I see a recurring charge for… Brigit Plus? My brain’s doing that dial-up internet thing – connecting, connecting… Nope, nothing. Then it hits me! I signed up for it during that one month I was completely broke and needed a small loan to avoid overdraft fees. Crisis averted, I pat myself on the back, and then promptly forget about it. Fast forward a few months, and here we are. Sound familiar? Yeah, you're not alone. It's surprisingly easy to forget about these subscriptions, especially when they’re autopay.

That’s why I decided to write this guide. Cancelling Brigit Plus isn’t exactly rocket science, but navigating the app (or their website) can be a little… well, let's just say it could be smoother. I'm here to walk you through it step-by-step so you don't end up like me, accidentally donating to Brigit for longer than necessary. Hey, at least someone benefited, right? 😉

Why Cancel Brigit Plus?

Before we dive into the "how," let's quickly touch on the "why." There are a few reasons you might want to cancel your Brigit Plus membership:

• You no longer need the extra features: Maybe your financial situation has improved (yay, you!), and you don't need the instant cash advances or credit builder tools anymore.
• You're not using it enough to justify the cost: Are you paying for a gym membership you never use? Same principle here! If you're not taking advantage of the perks, it's just money down the drain.
• You found a better alternative: Maybe you've discovered another financial app or service that better suits your needs. Hey, loyalty is great, but smart financial decisions are better!
• You simply want to cut expenses: We've all been there. Sometimes, you just need to trim the fat and save some cash. Every little bit helps, right?

Whatever your reason, cancelling is a perfectly valid choice, and I’m here to help you do it!

How to Cancel Brigit Plus: The Step-by-Step Guide

Alright, let’s get down to business. There are a couple of ways to cancel your Brigit Plus membership. I’ll walk you through both the in-app method and the contacting-support method. Choose whichever one you find easiest!

Method 1: Cancelling Through the Brigit App

This is generally the easiest and quickest method, assuming you still have the app installed and can access your account. Which, hopefully, you can. If not, skip to method 2.

1. Open the Brigit App: Obvious, I know, but we gotta start somewhere!
2. Navigate to Your Profile/Account Settings: Look for an icon that represents your profile. It's usually in the bottom right corner, or sometimes in the top left corner as a "hamburger menu" (three horizontal lines). Tap on it.
3. Find "Membership" or "Subscription" Options: Once you're in your profile or account settings, look for something that says "Membership," "Subscription," or "Brigit Plus." The exact wording might vary, so keep your eyes peeled! This is where they try to hide it a little, sneaky sneaky.
4. Tap on "Manage Subscription" or Similar: You should see details about your Brigit Plus membership, including the renewal date and price. There should also be an option to manage your subscription. Tap on that.
5. Look for the Cancellation Option: This is the crucial step. You're looking for a button or link that says something like "Cancel Subscription," "Cancel Membership," or "End Subscription." Be careful not to accidentally tap "Update Payment Method" or anything similar! They’re hoping you’ll click the wrong thing… don’t let them win!
6. Confirm Your Cancellation: Brigit will probably try to convince you to stay (think: sad puppy eyes and special offers). They might ask you to confirm your decision multiple times. Be strong! Resist the temptation! Just keep clicking "Cancel" or "Confirm Cancellation" until you're absolutely sure it's done.
7. Check for Confirmation: After you've cancelled, you should receive a confirmation message in the app or via email. Take a screenshot of this confirmation for your records. You never know when you might need it. Trust me on this one.

Pro Tip: After cancelling, double-check your bank statement in the coming weeks to make sure you’re no longer being charged. It's always better to be safe than sorry!

Method 2: Cancelling by Contacting Brigit Support

If you can't access the app, or if you're having trouble finding the cancellation option, contacting Brigit support is your next best bet. This might take a little longer, but it's a reliable way to get the job done.

1. Find Brigit's Contact Information: Head to the Brigit website (brigit.com). Look for a "Contact Us" or "Support" section. It’s usually at the bottom of the page in the footer.
2. Choose Your Contact Method: Brigit might offer several ways to contact them, such as email, phone, or live chat. Email is usually the easiest, as you'll have a written record of your communication.
3. Compose Your Cancellation Request: Write a clear and concise email explaining that you want to cancel your Brigit Plus membership. Be sure to include the following information:
   • Your full name
   • The email address associated with your Brigit account
   • Your account ID (if you know it)
   • A clear statement that you want to cancel your Brigit Plus membership immediately

   Here's a sample email:

   Subject: Brigit Plus Cancellation Request

   Dear Brigit Support,

   

   I am writing to request the immediate cancellation of my Brigit Plus membership. My account details are as follows:

   Full Name: [Your Full Name]

   Email Address: [Your Email Address]

   Account ID (if known): [Your Account ID]

   

   Please confirm the cancellation of my membership and cease all future charges.

   Thank you for your time and assistance.

   Sincerely,

   [Your Full Name]

   

4. Send Your Email: Double-check everything for accuracy, and then send your email to Brigit support.
5. Follow Up (if necessary): Give Brigit support a few business days to respond. If you haven't heard back from them within that time, send a follow-up email. Sometimes you have to be persistent! Don't be afraid to politely remind them of your request.
6. Confirm Your Cancellation: Once Brigit support confirms that your membership has been cancelled, make sure to get it in writing (either via email or chat transcript). Again, save this confirmation for your records.
7. Check Your Bank Statement: As with the in-app method, keep an eye on your bank statement to ensure that you're no longer being charged for Brigit Plus.

Pro Tip: If you're contacting Brigit support by phone, be prepared to wait on hold. And be polite! The person on the other end of the line is just doing their job. Politeness goes a long way (and might even get your cancellation processed faster!).

Things to Keep in Mind Before Cancelling

Before you hit that cancellation button, there are a few things you should consider:

• Check Your Billing Cycle: Knowing when your billing cycle ends is crucial. If you cancel right before the end of the cycle, you'll get the most out of your membership. If you cancel right after being charged, well, you've just paid for another month you might not use. Timing is everything!
• Consider Downgrading Instead of Cancelling: Brigit might offer a free or less expensive plan with limited features. If you still want access to some of Brigit's services but don't need all the bells and whistles of the Plus membership, downgrading could be a good option.
• Understand the Cancellation Policy: Read Brigit's terms and conditions carefully to understand their cancellation policy. This will help you avoid any surprises or unexpected charges. Yes, I know reading terms and conditions is boring, but it's important!
• Back Up Any Important Data: If you've been using Brigit to track your finances or build credit, make sure to back up any important data before cancelling your membership. You don't want to lose all that information!

What Happens After You Cancel?

Once you've successfully cancelled your Brigit Plus membership, here's what you can expect:

• Access to Plus Features Ends: You'll typically lose access to the Plus features immediately or at the end of your current billing cycle, depending on Brigit's policy.
• No More Charges: You shouldn't be charged for Brigit Plus again after your cancellation is processed. But, again, keep an eye on your bank statement just in case!
• Account Remains Active (Potentially): Your Brigit account might remain active, even if you're no longer a Plus member. You might still be able to access some basic features or sign up for a different plan in the future.
• Potential for Re-Subscribing: If you decide to use Brigit Plus again in the future, you can usually re-subscribe through the app or website.

Alternatives to Brigit Plus

If you're cancelling Brigit Plus because you're looking for a different financial solution, here are a few alternatives to consider:

• Other Cash Advance Apps: There are many other cash advance apps available, such as Dave, Earnin, and MoneyLion. Each app has its own features, fees, and eligibility requirements, so it's worth doing some research to find the one that best suits your needs.
• Credit Builder Loans: If you're looking to build credit, consider a credit builder loan from a bank or credit union. These loans are specifically designed to help people with little or no credit history establish a good credit score.
• Personal Loans: If you need a larger sum of money, a personal loan might be a better option than a cash advance app. Personal loans typically have lower interest rates and longer repayment terms than cash advances.
• Budgeting Apps: Sometimes, all you need is a little help managing your money. Budgeting apps like Mint, YNAB (You Need a Budget), and Personal Capital can help you track your spending, create a budget, and save money. Knowing where your money is going is half the battle!

Final Thoughts

Cancelling your Brigit Plus membership should be a straightforward process. By following the steps outlined in this guide, you can hopefully avoid any headaches and get your subscription cancelled quickly and easily. Remember to keep an eye on your bank statement and save any confirmation emails or messages you receive. And don't be afraid to contact Brigit support if you need assistance. Hopefully, now you will not be wasting your money. Good luck, and happy cancelling! Now, go treat yourself with the money you just saved!